River's Second USDT Smart Vault Deposit: Expected Yield 42% APR, First Period Actual Yield Reached 80% APR

On November 4th, River launched the second phase of the USDT Savings Vault on November 1st, providing an expected annual percentage rate (APR) of 42%. Users can obtain stablecoin returns and River Points (River Pts) rewards. Deposits will be closed on November 5th. The first phase of the River USDT Smart Vault was launched in September, with a cap of $10 million that was filled within 12 hours. Users can now claim their principal + interest + River Points (River Pts) rewards, resulting in an actual APR of 80% based on the current RIVER market price. The Smart Vault is based on the Omni-CDP mechanism. After depositing USDT, users can earn yields with just one click. The system will automatically mint satUSD and deposit it into the staking pool, integrating decentralized finance (DeFi) and centralized finance (CeDeFi) strategies to provide users with a no-liquidation-risk and sustainable stable yield. Additionally, users can receive River Points (River Pts) as an extra incentive. In the future, the vault will gradually support more assets such as Bitcoin (BTC), Ethereum (ETH), and introduce institutional-grade yield strategies. River Points (River Pts) are the ecological points of River and serve as an ERC20 token that can be traded and staked. Since the token generation event (TGE), River Points have increased by 40 times. With the dynamic airdrop conversion mechanism, River Points can be converted into RIVER tokens at any time within 180 days, allowing time and market behavior to jointly shape the value curve.