Point One: It is recommended that newcomers start by investing in top assets, but it is not advised for anyone to emulate CZ's house-selling escapade.

April 20, 2026 — On day one of the 2026 Hong Kong Web3 Carnival, Binance Co-CEO He Yi shared key insights during a fireside chat titled “Reshaping Convenience: The Next Decade of Web3, AI, and the Smart Economy.” For newcomers to the crypto space, He Yi stressed that traditional investment principles—like Warren Buffett’s value investing—hold broad relevance across industries. “If you don’t fully grasp this sector, start with top-tier assets,” she noted. “You don’t need a sprawling portfolio; investing in leading assets is enough to learn the space. I often point out Bitcoin is the largest decentralized asset, while BNB is the largest centralized asset. A small allocation to these makes sense.” She also emphasized risk management for those entering crypto with an eye toward risk: “Don’t be reckless, but always understand the stakes of your choices—are they a ‘revolving door’ or a ‘one-way door’? A revolving door lets you reset even if things go wrong, with no permanent loss. But some choices are irreversible, so caution is non-negotiable. For example, I don’t recommend high-risk moves like CZ’s past decision to mortgage his house for Bitcoin.”