The 'Trump Account' officially goes live on July 4, projected to inject $30–$50 billion in buying power into U.S. equities in its first year.

US Treasury official statements clarify that starting July 4, eligible US children’s accounts will automatically receive $1,000 in government seed funds, with the accounts officially launching for operation. The "Trump Child Investment Accounts" are projected to inject $30–50 billion in incremental funds into US stocks in their first year. Later, families and employers can contribute up to $5,000 per account annually, leading to hundreds of billions or more in stable long-term capital inflows that will underpin sustained buy-side support. The "Trump Accounts" (also known as 530A accounts) are tax-deferred investment account programs established by US President Trump on June 9, 2025 under the "Big and Beautiful" Act, created for US citizen children born between January 1, 2025 and January 1, 2029, as government-funded savings accounts. Initial funds for the accounts come primarily from government allocations, private donations, and household deposits. Each account receives a $1,000 initial federal grant; parents may add up to $5,000 annually. Account holders can withdraw 50% of funds at age 18, use the full amount for education or entrepreneurship at age 25, and face no restrictions on fund use at age 30. On the investment front, accounts are limited to low-cost investment funds or ETFs tracking broad market indices like the S&P 500, and cannot be used to invest in sector-specific or industry-specific indices. Fund usage is also restricted: before January 1 of the year the child turns 18 (the US legal age of majority), funds in the account cannot be withdrawn for any reason, except in cases of the child’s death or transfer to another similar restricted account. The program is scheduled to open for its first deposits on July 4, 2026—the 250th anniversary of the US Declaration of Independence—right ahead of the 2026 midterm elections, and is expected to become a key policy trump card for the Republican Party to win over voters.