Coinbase makes a comprehensive push into AiFi, building financial infrastructure for the AI agent economy.

According to official announcements, Coinbase has announced a full-scale push into the "Agentic Economy", covering three groups: users who utilize AI agents, enterprises that provide services to AI agents, and developers building products and infrastructure for AI agents. Coinbase says it is constructing a comprehensive financial service system for AI agents: AI agents can conduct research, planning, decision-making, and trading on its "Everything Exchange", covering assets including cryptocurrencies, stocks, derivatives, and more. The company is also launching Coinbase Advisor, an AI investment advisor built into the Coinbase app to assist users in making investment decisions. On the enterprise front, Coinbase is introducing payment capabilities for AI agents, allowing businesses to accept USDC payments from AI agents via Coinbase Business, with native integration of the x402 standard—no need to build separate payment processes. Coinbase notes that this solution eliminates credit card-style chargeback risks, idle USDC can earn 3.35% rewards, and enterprises can manage funds, reconcile accounts, and withdraw funds all within the same account. Additionally, Coinbase has launched the CDP x402 SDK, enabling developers to integrate AI agent payment capabilities into APIs or MCPs with just approximately 3 lines of code, without requiring deep expertise in x402 technology. Coinbase adds that as AI agents gain autonomous payment capabilities, they also require a marketplace to discover and purchase services. The x402 is emerging as an open payment standard for machines, enabling agent-to-agent transactions without human intervention; when AI agents need capital, they can turn to Coinbase. The company refers to this entire ecosystem as "AI Finance" (AiFi), stating that the global economy is being restructured around AI agents.