Roundup of Stablecoin Demand Deposit Yields on Major Centralized Exchanges (CEXs): HTX Offers Up to 10% for Small-Tier USDT Deposits, Bitget Reaches 8.02%

According to the latest compiled data on stablecoin current wealth management and earning products from HTX, Binance, OKX, and Bitget, major platforms still generally adopt a mechanism of "high returns for small amounts, tiered reduction for excess amounts". OKX’s yields are presented on an after-15% fee basis. For USDT: HTX’s 0-200 USDT tier offers a 10% annual percentage yield (APY), dropping to 1.95% for excess amounts; Bitget’s 0-300 USDT tier yields 8.02% APY, with excess amounts at 3.36%; Binance’s 0-1,000 USDT tier is 7.22% APY, excess at 3.22%; OKX’s rate stands at 2.60%. For USDC: HTX’s 0-200 USDC tier has an 8% APY, excess at 2.75%; Binance’s 0-300 USDC tier is 7.26% APY, excess at 2.26%; Bitget’s 0-300 USDC tier is 6.66% APY, excess at 1.83%; OKX’s rate is 2.56%. For other stablecoins: HTX’s USDT SVIP tier offers 6%-9% APY, applicable for amounts between 50,000 and 100,000; Binance’s USDT SVIP is 2.6%-2.65% APY; Bitget’s USDT SVIP 0-300,000 tier is 2.88% APY, excess at 1.88%. For USDE: HTX has tiered rates of 5% and 3%, Binance offers 4.75% APY, Bitget offers 7.10% APY; HTX’s USDD is 4.00% APY; Binance’s U product 0-8,000 tier is 6.63% APY, excess at 0.63%, while Bitget’s U product is 1.50% APY. Overall, high returns remain concentrated in small amount tiers, with APYs generally declining as capital size grows. Users should also note tier limits, interest calculation rules, fees, and real-time availability when comparing products. All data are page-displayed yields and do not constitute investment advice.